Debt And Credit Solutions

Your Struggle


Your Solution


How To Begin

Your Debt Struggle

Are you struggling to make minimum payments? Overwhelmed by what you owe? Facing financial ruin? Worried about losing your job? Thinking about divorce?

Every day, more than 2,200 Americans lose their jobs. Consumer bankruptcy fillings are at an all time high. Financial problems are the cause of 50% of divorces in the U.S.

You are not alone:

* 70% of U.S. households live paycheck to paycheck.

* The average household has 16 credit cards. About 20% of all credit cards are “maxed out”. Credit card debt averages $11,000 per household.

* 60% of cardholders cannot pay their credit card balance each month. 25% only make the minimum payments.

* If you make only minimum payment on a $10,000 credit card, it will take you almost 30 years to pay it off.

* The average family spends 14% of their annual income on interest and debt payments at an average interest rate of over 12 percent.

* Unlike mortgages (with a maximum charge of 8% over prime), there are no usury laws for credit card debt. When you miss a credit card payment, your interest rate can go up to 30% or more.

Don’t let debt to ruin your future. We can help. Call us now.

The Warning Signs
  • Making only minimum monthly payments
  • Missed payments
  • Late or over-the-limit fees
  • Pay one credit card with another
  • Balances aren’t going down
  • Using credit instead of cash
  • More out-go than income
  • Impossible to save regularly
  • Avoid opening bills
  • Arguments over money/bills
  • Hyperventilate when the phone rings

Your Debt Struggle

Take control of your debt! Your debt solution begins with a free, confidential consultation.

(916)-635-6700 or (877)-278-0877

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